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Post-Judgment Interest Calculator

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Finance

Post-judgment interest is statutory interest awarded by a court on a money judgment from the date the judgment is entered until the debtor fully pays the award.

Reviewed by Noman Khan · MBA
Last updated:
Editorial Guidelines

⚙ Input Values

$
%
days

📊 Results

Accrued Post-Judgment Interest
2465.75
$
Total Balance Currently Due
52465.75
$
Daily Interest Accrual Rate
13.70
$/day
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📐 Formula

Daily Interest = (Judgment Principal × Statutory Annual Rate %) ÷ 365
Total Post-Judgment Interest = Daily Interest × Days Unpaid
Total Amount Due = Judgment Principal + Total Interest

💡 Practical Example

✅

$50,000 court judgment award principal at a 10% statutory statutory interest rate, unpaid for 180 days. - Daily Interest Accrual: ÷ 365 = $13.70/day. - Accrued Post-Judgment Interest for 180 Days: $13.70 × 180 = $2,465.75. - Total Judgment Balance Currently Due: $52,465.75.

📖 About Post-Judgment Interest Calculator

Post-judgment interest is statutory interest awarded by a court on a money judgment from the date the judgment is entered until the debtor fully pays the award.

To use the Post-Judgment Interest Calculator, enter your Court Judgment Award Principal, Statutory Post-Judgment Annual Interest Rate, Number of Days Unpaid Since Judgment Entry. The calculator instantly computes Accrued Post-Judgment Interest, Total Balance Currently Due and more. Results update in real time as you change any input — no submit button needed.

How to Use This Calculator

Enter your Court Judgment Award Principal (e.g. 50000 in ), Statutory Post-Judgment Annual Interest Rate (e.g. 10 in %), and Number of Days Unpaid Since Judgment Entry (e.g. 180 in days). Results update instantly as you type — no submit button or page reload required. Adjust any value to compare scenarios side by side.

The Formula

Daily Interest = (Judgment Principal × Statutory Annual Rate %) ÷ 365

Total Post-Judgment Interest = Daily Interest × Days Unpaid

Total Amount Due = Judgment Principal + Total Interest

Worked Example

50,000 court judgment award principal at a 10% statutory statutory interest rate, unpaid for 180 days.

  • Daily Interest Accrual: ÷ 365 = 13.70/day.
  • Accrued Post-Judgment Interest for 180 Days: 13.70 × 180 = 2,465.

75.

  • Total Judgment Balance Currently Due: 52,465.

75.

Understanding Your Result

Evaluate your result against the specific financial decision driving this calculation. Small input differences can create large output swings — run two or three scenarios (conservative, base, optimistic) to understand the range of outcomes. For decisions involving more than a month's income, validate your result against a second source or consult a certified financial planner (CFP) or CPA depending on the tax implications.

💡 Financial Planning: Expert Principles & Risk Awareness

  • All calculations assume fixed rates and idealized conditions. Real-world results vary due to market volatility, inflation, fees, and taxes.
  • The Consumer Financial Protection Bureau (CFPB) recommends consulting a certified financial planner (CFP) for decisions involving significant sums.
  • Run at least three scenarios: optimistic, pessimistic, and most-likely — to understand the full range of potential outcomes before committing.
  • Inflation averages 2–3% annually in the US (Federal Reserve target). Long-term projections that ignore inflation significantly overstate future purchasing power.
  • Tax treatment varies widely by account type (IRA, 401k, brokerage), jurisdiction, and income level. Verify tax implications with a CPA before acting.
  • Compound interest works for you in savings/investments and against you in debt. The difference of even 1% in rate, sustained over decades, is enormous.
  • Emergency funds (3–6 months of expenses) should be established before optimizing for returns — financial security precedes financial growth.
  • Financial projections older than 12 months should be recalculated. Interest rates, tax brackets, and market conditions shift materially year to year.

Results are for informational and educational purposes only. Always verify critical decisions with a qualified professional.

❓ Frequently Asked Questions

What rate is post-judgment interest in federal courts?

Under 28 U.S.C. § 1961, federal post-judgment interest is pegged to the weekly average 1-year constant maturity Treasury yield.

Does post-judgment interest compound daily or simple?

Federal post-judgment interest compounds annually, whereas state court post-judgment interest usually calculates as simple daily interest.

Can I save or export my results?

Yes. Use the Save CSV button in the results panel to download your inputs and outputs as a spreadsheet. You can also copy the shareable link to save your exact inputs.

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