Zakat Calculator

Islamic Jurisprudence (Fiqh) & Zakat Accounting Metrology

Zakat is the mandatory 2.5% spiritual wealth levy on qualifying surplus assets held for a lunar year:

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• Net Zakatable Wealth & Zakat Formulas (AAOIFI Standard No. 35)**:

Gross Assets = Cash + Gold/Silver + Liquid Investments + Business Inventory

Net Zakatable Wealth = (0, Gross Assets - Immediate Debts Due)

Zakat Due (Lunar 354-Day Hijri Year) = Net Wealth × 0.025 (2.500\%)

Zakat Due (Solar 365-Day Gregorian Year) = Net Wealth × 0.02577 (2.577\%)

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• The Nisab Thresholds**:

• Silver Nisab: ≈ \565 (Most scholars recommend silver for modern currency to maximize assistance to the poor).

• Gold Nisab: ≈ \6,375

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• Standard Household Benchmarks**:

• Young Professional (19k Net): 475.00 Zakat (Lunar)

• Gold Investor (35k Net): 875.00 Zakat (Lunar)

• Standard Household (48k Net): 1,200.00 Zakat (Lunar | 1,236.96 Solar)

• Business Owner (65k Net): 1,625.00 Zakat (Lunar)

How to Use This Calculator

Enter your Cash in Bank Accounts & In Hand (e.g. 25000 in ), Gold & Silver Value (Bullion & Jewelry) (e.g. 7000 in ), Stocks, Mutual Funds, Retirement & Crypto (Liquid) (e.g. 18000 in ), Business Inventory & Goods for Resale (e.g. 0 in ), Immediate Short-Term Debts & Bills Due (e.g. 2000 in ), Nisab Threshold Standard — choose from Silver Standard (595g Silver ~ 565 - Recommended: More beneficial for the poor), Gold Standard (85g Gold ~ 6,375 - Classical Wealth Threshold), and Islamic Wealth Benchmark — choose from Custom Zakat Profile, Standard Household (25k cash, 7k gold, 18k stocks, 2k debt = 48k Net) → 1,200.00 Zakat (2.5%), Young Professional (15k cash, 5k crypto, 1k debt = 19k Net) → 475.00 Zakat. Results update instantly as you type — adjust any value to compare scenarios.

The Formula

Formula Reference: Zakat Calculator

Input variables:

cashInBankAndHandDollarsInput — Cash in Bank Accounts & In Hand

goldAndSilverHoldingsDollarsInput — Gold & Silver Value (Bullion & Jewelry)

stocksCryptoInvestmentDollarsInput — Stocks, Mutual Funds, Retirement & Crypto (Liquid)

businessInventoryTradeGoodsDollarsInput — Business Inventory & Goods for Resale

immediateDebtsAndLiabilitiesDollarsInput — Immediate Short-Term Debts & Bills Due

Computed outputs:

totalZakatDueDollars — Total Zakat Due (2.5% Lunar / Hijri Year)

netZakatableWealthDollars — Net Zakatable Wealth

grossZakatableAssetsDollars — Gross Qualifying Assets

nisabThresholdValueDollars — Active Nisab Exemption Threshold

nisabEligibilityStatus — Nisab Eligibility & Obligation Status

Mathematical relationships extracted from calculation logic:

grossAssets = cash + gold + investments + inventory

zakatDueLunar = netWealth * 0.025

zakatDueSolar = netWealth * 0.02577

Reference constants:

nisabVal = 565.25

Standard: Published population-average reference data (CDC, USDA, DOE)

Worked Example

A Muslim professional with 25,000 in savings, 7,000 in gold, and 18,000 in stocks subtracts 2,000 in upcoming rent/credit card debt to establish 48,000 in net zakatable wealth, fulfilling their religious obligation with a precise 1,200 Zakat payment.

Understanding Your Result

This calculation gives a precise result based on the inputs you provided. For practical decisions, consider whether the result changes meaningfully with slight variations in your inputs — if a 5–10% change in input causes a significant output change, gather more precise input data before deciding. Use this tool to quickly compare multiple scenarios side by side.